Rock and paper

Finance Rock Paper Scissors: The Circle of Tax Advantage

In the playground of personal finance, people love to argue about the “ultimate” investment account. “Roth is King!” screams the young influencer. “Defer taxes forever!” shouts the high earner. “Liquidity is power!” says the real estate investor. The truth is, investing is just a high-stakes game of Rock, Paper, Scissors. No account wins every time. Each one has a specific weakness that another account can exploit. Here is how the game is played, and how you can win by holding all three “throws” in your portfolio. ...

January 10, 2026 · 4 min